Indian Money Review of PradhanMantriJeevanJyotiBimaYojana – Indian Money
What are the features, benefits, and eligibility criterion
for PradhanMantriJeevanJyotiBimaYojana? Let us answer this question in the
following sections.
Features of
PradhanMantriJeevanJyotiBimaYojana
1.
You have to pay premium of only Rs.28 per month
or Rs.330 every year. As per indianmoney.com reviews,
this is a very meager amount when you think about other life insurance plans. These
premiums are automatically deducted from your account on a yearly or monthly
basis.
2.
Your nominee will receive Rs.2 Lakhs upon your
death if the death occurs within plans term.
3.
In Indian Money reviews it was found that
you can select the long term or the other scheme where you have to opt-in every
year.
4.
You will not have to undergo a medical test to
avail the insurance.
5.
Auto renewal of insurance means you do not have
to worry about lapse of your insurance.
6.
The risk cover starts after 45 days and claims
are not settled in this 45 day period. But, according to Indian Money review,
death is taken as an exemption.
Eligibility Criterion
1.
A person should be 18-50 years and also have a
savings account in his or her name. People joining before turning 50 are able
to avail risk cover up to age of 55 years if the premium is paid on regular
basis.
2.
Indian Money review Bangalore states
that the policy term is of 1 year and it can be renewed
on a yearly basis.
3.
If there would be a joint PradhanMantriJeevanJyotiBimaYojana
then each one has to pay the yearly premium amount.
4.
The scheme gets renewed every year of 1st
of June. In case, someone exists the scheme then it is easy to rejoin by making
payment of the yearly premium amount.
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